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Pending

Pending·137 days on market

116 London Avenue

Interlachen, FL 32148

$199,000$273/sqftEst. $1,102/moMLS# 2147075
2
Beds
1.5
Baths
728
Sq Ft
1989
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10.17 acresMobile Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Interlachen

Discover peaceful country living on 10 acres in Interlachen with this 2-bedroom, 1.5-bath mobile home. The home is situated on a long, private parcel with approximately 1,326 feet of depth from the front to the back of the property, offering plenty of space for expansion, recreation, farming, or future improvements. The property features electric, well, and septic systems that were newly installed in 2022 when the mobile home was placed on the property, and all are reported to be in good working condition. The current owner only utilizes approximately the front 2 acres, leaving the remaining acreage open for additional homesites, livestock, trails, gardening, storage, or other hobbies. Animals are welcome, and the property is well-suited for a mini farm or homestead lifestyle. The current owner has goats, sheep, pigs, chickens, and other farm animals living comfortably on site. The land is primarily covered with mature pine trees, providing privacy and a natural setting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,102
Estimated total, before insurance$1,102/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,784/yr · $149/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,102
Principal & Interest: $1,102
Insurance (est.): $133
Estimated Total Monthly
$1,235
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,784/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Pending$199,000
  • May 26, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $273/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
121 Venice Drive, Interlachen, FL 32148Listed by DUCK REALTY INCAug 2026$103,000$1532/1.56723080.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$273
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage728
Acres10.17 acres
Year Built1989
TypeResidential
Sub-TypeMobile Home
StatusPending
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryInterlachen
MiddleC. H. Price
HighInterlachen

Community Information

Address116 London Avenue, Interlachen, FL 32148
Area573-Interlachen-SW
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size443,005.2 sq ft
Lot Dimensions1326x333
Parcel Number201024000000100000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s)
AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionAgricultural, Farm, Many Trees
FencingFenced, Wire
RoofMetal
Road SurfaceDirt
Road FrontageCity Street

Additional Information

Date ListedMay 26, 2026
Days on Market122
Tax Amount$1,783.98
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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