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Sold·Closed Jul 9, 2025·30 days on market
182 Howard Lake Trail
Interlachen, FL 32148
About this home
Interlachen
This serene lakefront 3.41 acre property offers the chance to own a slice of paradise at an affordable price. Whether you're looking for a weekend getaway, a summer retreat, build new opportunity or a fixer-upper project, this property provides endless possibilities. The existing structure, though in need of repairs, provides a solid foundation for renovation or rebuild. Enjoy morning sunrises and peaceful evenings on the water with privacy and natural beauty all around. NOTE: this property is being sold AS IS with no repairs or warranties. Buyer is responsible for inspections and all due diligence.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 28 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $193/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 167 W Strickland Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | May 2026 | $290,000 | $269 | 3/2 | 1,080 | 25 | 0.6 |
| 122 Keuka Cemetary Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | May 2025 | $80,000 | $83 | 3/2 | 960 | 12 | 0.6 |
| 130 Interlachen Boulevard, Interlachen, FL 32148Listed by DUCK REALTY INC | Jul 2026 | $75,000 | $78 | 3/2 | 960 | 60 | 1.1 |
| 121 Venice Drive, Interlachen, FL 32148Listed by DUCK REALTY INC | Aug 2026 | $103,000 | $153 | 2/1.5 | 672 | 308 | 1.2 |
| 104 E Oakside Drive, Interlachen, FL 32148Listed by MARK SPAIN REAL ESTATE | Jun 2025 | $95,000 | $94 | 3/1 | 1,008 | 13 | 1.3 |
| 255 Como Circle, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Jul 2025 | $109,900 | $164 | 2/1 | 672 | 132 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXPLORE REALTY INC.
Sold by: EXPLORE REALTY INC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines