Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Active

Active·73 days on market·Shearwater

93 Felasco Way

St. Augustine, FL 32092

$750,000$244/sqftEst. $3,868/moMLS# 2147067

Beds

Baths

3,077

Sq Ft

2022

Built

Garage

Pool

About this home

Shearwater

Enjoy seamless living in this immaculate, move-in-ready residence located in the sought-after Shearwater community. Constructed in 2022, this beautifully cared-for two-story home offers over 3,000 square feet, featuring four generous bedrooms and 3.5 baths. The bright, open-plan layout strikes an ideal balance between modern aesthetics and practical daily use, while the spacious three-car garage provides fantastic room for vehicles and storage. Embrace a resort-style lifestyle with full access to Shearwater's high-end amenities, including a signature lazy river, a modern fitness facility, tennis courts, and extensive nature trails. Perfectly positioned near the CR-210 corridor, this home offers the best of both worlds--a vibrant neighborhood environment and quick, convenient access to major highways for a smooth commute.

Cost to own

Mortgage calculator

Home Price

$750,000

Down Payment: 20%

$150,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,868

Principal & Interest: $3,868

Property taxes (est.): $998

Insurance (est.): $500

Estimated Total Monthly

$5,366

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,868

Property taxesest. at asking price, St. Johns County$998

HOAbilled annually$20

Estimated total, before insurance$4,885/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,609/yr · $884/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $734,600 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$552,138	$552,138	—
2024	$551,683	$551,683	—
2023	$541,683	$541,683	—
2022	$112,000	$112,000	—

2025 property taxes (current owner): $10,609/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 26, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,000

Price / Sq Ft$244

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,077

Total Structure Area4,169 sq ft

Acres0.18 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesSouthwest

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address93 Felasco Way, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Parcel Number0100163010

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Gas Oven, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup