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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·65 days on market

1845 Kinard Road

Bryceville, FL 32009

$2,249,000$767/sqftEst. $12,457/moMLS# 2146552
↓ $246,000 below original list
4
Beds
3.5
Baths
2,933
Sq Ft
2019
Built
—
Garage
No
Pool
FEMA Zone XNo HOA110.55 acresSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bryceville

Beyond the gates, a winding private drive leads into a world of its own. Spanning more than 110 acres of North Florida countryside, this extraordinary estate brings together equestrian facilities, gathering spaces, a spring-fed pond, expansive outdoor amenities, and an impressive collection of structures and features in a private and picturesque setting. The result is a property where open space, natural beauty, and unique amenities come together on a remarkable scale. Positioned above an 8-stall horse stable, the primary residence overlooks fenced paddocks and open pasture, creating a setting more reminiscent of a private ranch than a traditional home. Whether watching horses from the balcony, enjoying the view from the living space, or simply taking in the peaceful surroundings, the connection between the home and the land is felt throughout the property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,457
Property taxesest. at asking price, Nassau County$3,105
Estimated total, before insurance$15,562/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,249,000
$449,800
Loan Term
Monthly Payment
$12,457
Principal & Interest: $12,457
Property taxes (est.): $3,105
Insurance (est.): $1,499
Estimated Total Monthly
$17,061
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone J

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,503,375$1,168,757—
2024$1,459,128$1,203,064—
2023$1,338,275$933,598—
2022$1,174,771$894,593—
2021$1,077,010$811,079▲ $24,600
2020$925,058$713,446—

Estimated taxes if purchased at asking price: ~$37,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Price change$2,249,000−$246,000
  • Aug 12, 2026Active$2,495,000
  • Jul 27, 2026Pending$2,495,000
  • May 21, 2026Listed$2,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $103/sq ft; this home is listed at $767/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10970 Sheri Lane, Bryceville, FL 32009Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$234,000$1034/22,280630.6
3787 Hamp Hicks Road, Bryceville, FL 32009Listed by REMI REALTY, LLCSep 2025$241,000$1034/22,338172.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,249,000
Price / Sq Ft$767
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,933
Total Structure Area6,177 sq ft
Acres110.55 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleBarndominium, Multi Generational, Ranch
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

Community Information

Address1845 Kinard Road, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size4,815,558 sq ft
Parcel Number051S23000000010070

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Covered, RV Access/Parking
ViewPond, Trees/Woods

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Lot DescriptionAgricultural, Cleared, Farm, Wooded
FencingFenced, Cross Fenced
Other StructuresBarn(s), Shed(s), Workshop

Additional Information

Date ListedAugust 12, 2026
Days on Market172
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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