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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·127 days on market

24 Perkins Lane

Palm Coast, FL 32164

$299,000$235/sqftEst. $1,596/moMLS# 2146508
↓ $20,000 below original list
3
Beds
2
Baths
1,270
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Huge price adjustment! Are you a first time Home Buyer or someone that is looking to downsize? Take a look at this immaculate, better than new home. Low maintenance landscaping and only two years young. This LGI Home Builders Vero floor plan, is complete with a welcoming eat-in kitchen with granite and all of your appliances, including refrigerator and washer and dryer. Opening up to the living room for a social setting. This is a three-bedroom split plan, the primary bedroom has a spacious bathroom with a walk-in closet. The other two bedrooms are generous size with full bathroom. Laminate flooring in the main living area and carpet in the bedrooms. Blinds on all the windows. Generous size 2 car garage. This home is solid block construction with gutters and easy maintenance lawn. Huge backyard and beautiful curb appeal. Close to schools, shopping and easy access to I-95. Only minutes to Flagler Beach and a short drive to the attractions. Come see this slice of paradise.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,596
Estimated total, before insurance$1,596/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,268/yr · $189/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,596
Principal & Interest: $1,596
Insurance (est.): $199
Estimated Total Monthly
$1,796
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,268/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Price change$299,000−$20,000
  • May 21, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000
Price / Sq Ft$235
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,270
Acres0.23 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address24 Perkins Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionBelle Terre
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Lot Dimensions125x80
Parcel Number0711317025001400280
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryIn Unit

Additional Information

Date ListedMay 21, 2026
Days on Market111
Tax Amount$2,268.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL ESTATE SERVICES OF PALM COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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