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Active

Active·242 days on market

60 Perrotti Lane

Palm Coast, FL 32164

$332,000$178/sqftEst. $1,772/moMLS# 2126987
4
Beds
2
Baths
1,862
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

This home checks the boxes that matter in today's Palm Coast market. Built in 2024 and located in a NO HOA community in Palm Coast, this property offers a combination that's becoming harder to find: newer construction on an oversized 10,000+ sq ft lot. The home features 1,862 sq ft of living area, 4 bedrooms, and 2 bathrooms, with a straightforward, functional layout designed for comfortable living and long-term value. A reverse osmosis water purification system is already installed and included. Its excellent location provides easy access to shopping, dining, and major roadways. Properties with this lot size, recent build year, and no HOA restrictions continue to stand out in the Palm Coast market. For buyers seeking a solid opportunity without unnecessary compromises, this property merits a showing. Schedule your private tour today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,772
Estimated total, before insurance$1,772/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,932/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$332,000
$66,400
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $221
Estimated Total Monthly
$1,994
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,932/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 26, 2026Listed$332,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$332,000
Price / Sq Ft$178
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,862
Total Structure Area2,416 sq ft
Acres0.23 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address60 Perrotti Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionBelle Terre
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Parcel Number0711317025001500230
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryIn Unit

Exterior

Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 26, 2026
Days on Market124
Tax Amount$4,931.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RISE REALTY ADVISORS, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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