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This home is in Fernandina Beach.

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Active

Active·55 days on market

85763 Stonehurst Parkway

Fernandina Beach, FL 32034

$519,900$229/sqftEst. $2,767/moMLS# 2146471
4
Beds
2
Baths
2,266
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

Fernandina Beach

Welcome to this like-new residence in the Amelia Walk community. This 4-bedroom, 2-bath home with a spacious 3-car garage that sits on a large corner lot, offers an inviting open and bright floor plan with updated light fixtures, ceiling fans,, cabinet pulls, screened rear patio and neutral paint throughout the interior that make this a completely move in ready home . The gourmet kitchen has a large island for entertaining, and includes all stainless steel applliances, a double oven, microwave, electric cooktop, dishwasher and refrigerator The residence is all one level and sits on a lot that overlooks the water in the back. This is a must see!

Cost to own

Mortgage calculator

$519,900
$103,980
Loan Term
Monthly Payment
$2,626
Principal & Interest: $2,626
Est. Taxes & Insurance: $657
Estimated Total Monthly
$3,283
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,767
Property taxesest. at asking price, Nassau County$718
HOAbilled annually$7
Estimated total, before insurance$3,492/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $441,800 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$397,313$397,313
2024$381,651$381,651
2023$75,000$71,500
2022$65,000$65,000
2021$10,103$10,103

2025 property taxes (current owner): $9,986/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 21, 2026Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,900
Price / Sq Ft$229
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,266
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address85763 Stonehurst Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size8,276.4 sq ft
Parcel Number132N27072401080000
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 21, 2026
Days on Market24
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,985.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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