This home is in Fernandina Beach.
Active·48 days on market
85304 Berryessa Way
Fernandina Beach, FL 32034
About this home
Fernandina Beach
SIGNIFICANT PRICE IMPROVEMENT WITH FLEXIBLE POSSESSION DATE. Better than new and truly move-in ready, this 3-bedroom, 2-bath TAYLOR MORRISON home in Amelia Walk offers space, comfort, and a fantastic Nassau County location just minutes from Amelia Island and historic downtown Fernandina Beach. From the moment you walk in, you'll notice the tall ceilings, natural light, and open layout that make the home feel bright and welcoming. There's a dedicated office for working from home and a formal dining room that can easily flex to fit your lifestyle. The kitchen is both stylish and functional, featuring white cabinetry, granite countertops, stainless steel GE appliances, and a breakfast bar that opens to the main living area so you're always part of the conversation. Pocket sliding glass doors lead out to the screened lanai with brick pavers, perfect for morning coffee or relaxed evenings, overlooking the landscaped waterfront backyard, which is large enough for your future pool.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $466,334 | $460,715 | — |
| 2024 | $447,975 | $418,832 | — |
| 2023 | $431,705 | $380,756 | — |
| 2022 | $346,142 | $346,142 | — |
| 2021 | $40,000 | $40,000 | — |
| 2020 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $10,935/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 1, 2026Listed$499,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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