Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a golf course home in Jacksonville.

Photo 1 / 42
Active

Active·129 days on market

12183 Grand Herring Way

Jacksonville, FL 32219

$285,000$154/sqftEst. $1,521/moMLS# 2146208
↓ $14,900 below original list
4
Beds
2
Baths
1,856
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

NEW PRICE + $10,000 TOWARD YOUR RATE BUYDOWN or CLOSING COSTS! Now offered at $285,000, this 2023-built DR Horton Cali floorplan gives buyers an opportunity to own a newer home while potentially lowering their monthly payment with up to $10,000 in seller concessions toward an interest-rate buydown with an acceptable offer. Sellers are open to offers and negotiations. The home features an upgraded quartz kitchen countertop and kitchen sink, along with the comfortable, functional design that makes the Cali floorplan so popular. Built in 2023, it offers the benefits of newer construction without waiting for a home to be built. Enjoy a community designed for Florida living with a neighborhood pool, splash pad, park, and sidewalks. At $285,000 with $10,000 available toward a rate buydown, this home deserves another look. Schedule your showing and see how the seller concession could help make this home work for you.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,521
Property taxesest. at asking price, Duval County$465
HOAbilled annually$8
Estimated total, before insurance$1,995/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,749/yr · $562/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,521
Principal & Interest: $1,521
Property taxes (est.): $465
Insurance (est.): $190
Estimated Total Monthly
$2,177
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $311,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$254,085$203,363—
2024$254,527$254,527—
2023$50,000$50,000—

2025 property taxes (current owner): $6,749/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$285,000−$10,000
  • Jul 13, 2026Price change$295,000−$4,900
  • May 20, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$285,000
Price / Sq Ft$154
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.15 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12183 Grand Herring Way, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCopes Landing Phase 1
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size6,534 sq ft
Parcel Number0033240790
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Firewall(s)

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 20, 2026
Days on Market125
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$6,749.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines