Sold·Closed Jul 27, 2026·39 days on market
391 Cheswick Oak Avenue
Orange Park, FL 32073
About this home
Orange Park
Back on market with no fault of the seller! If you can believe it ...this house looks even better in person! Look, I know you're sick of seeing the same cookie cutter white walls and white subway tile and looking at houses that say they are ''upgraded'' because they put new paint and carpet in. I know you can already tell that this one is different. Every inch of this home was intentionally designed with over $160,000 poured into renovations, upgrades, and custom details that you will not find in those basic houses you have been looking at Save money on a designer, because we did it all for you. This modern farmhouse style is sitting on 1.4 acres with NO HOA (You already want to see it don't you?!) Featuring medium oak LVP flooring throughout, custom-built cabinetry, a BRAND NEW roof, Pinterest-worthy kitchen with a designer wood hood, stunning light fixtures that scream luxury, and open living spaces designed fo
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,663 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $500,252 | $500,252 | — |
| 2024 | $488,834 | $313,676 | — |
| 2023 | $479,350 | $303,084 | — |
| 2022 | $452,752 | $292,800 | — |
| 2021 | $399,418 | $282,816 | — |
| 2020 | $362,029 | $278,221 | — |
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 28, 2026Closed$490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 473 Thornberry Road, Orange Park, FL 32073Listed by JOSEPH WALTER REALTY LLC | Sep 2026 | $261,864 | $153 | 3/2 | 1,708 | 36 | 0.2 |
| 700 Scarlet View Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $305,000 | $181 | 3/2 | 1,681 | 29 | 0.5 |
| 2749 Wood Stork Trail, Orange Park, FL 32073Listed by EXP REALTY LLC | Sep 2026 | $320,000 | $178 | 4/2 | 1,796 | 9 | 0.7 |
| 3195 Stonebrier Ridge Drive, Orange Park, FL 32065Listed by CENTURY 21 LIGHTHOUSE REALTY | Aug 2026 | $410,000 | $189 | 4/2 | 2,172 | 17 | 0.7 |
| 2774 Spoonbill Trail, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $365,000 | $146 | 4/3 | 2,493 | 101 | 0.9 |
| 8499 Bandera Circle W, Jacksonville, FL 32244Listed by RE/MAX SPECIALISTS | Aug 2026 | $359,900 | $147 | 4/2 | 2,445 | 243 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines