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Sold

Sold·Closed Jul 13, 2026·20 days on market

1862 Sentry Oak Court

Fleming Island, FL 32003

$485,000sold priceListed at $485,000 · 100% of asking$213/sqftMLS# 2145388
4
Beds
3
Baths
2,272
Sq Ft
2000
Built
3
Garage
Yes
Pool
HOA $53/mo12,197 sqft lotSingle Family Residence1 story

About this home

Fleming Island

POOL HOME with 3 CAR GARAGE in the sought-after Margaret's Walk community. Step inside to an open floor plan filled with abundant natural light, centered around a cozy gas fireplace. The main living areas boast beautiful hardwood floors adding warmth while making maintenance a breeze. The split floor plan provides privacy, with secondary bedrooms tucked away on the opposite side of the home. The fourth bedroom, located adjacent to a full bathroom, offers a perfect setup for a private mother-in-law suite. Outside, enjoy the covered lanai overlooking the pool, leading to a fenced-in yard complete with a fire-pit, perfect for relaxing or entertaining. The neighborhood has a community dock on the river just a short stroll away. The Fleming Island Plantation amenities include two community pools, pickleball and tennis courts and golf. Plus, the home is zoned for top-rated schools, making it an ideal location for families. This home truly combines comfort, style, and community living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, Clay County$743
HOAbilled annually$53
Estimated total, before insurance$3,482/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,555/yr · $463/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Property taxes (est.): $743
Insurance (est.): $323
Estimated Total Monthly
$3,753
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$434,334$210,497—
2024$457,256$203,858—
2023$444,694$196,465—
2022$376,403$189,287—
2021$277,827$182,318—
2020$270,863$179,111—

2025 property taxes (current owner): $5,555/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 26, 2026Closed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1858 Sentry Oak Court, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTSAug 2026$535,000$2114/32,530530
1698 Margarets Walk Road, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$549,000$2154/32,55020.2
1819 Sentry Oak Court, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$480,000$2214/32,170130.2
1182 Wild Ginger Lane, Fleming Island, FL 32003Listed by ROUND TABLE REALTYOct 2026$360,000$2073/21,7421680.4
914 Hibernia Forest Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$440,000$2124/32,08080.4
1343 Fleming Street, Fleming Island, FL 32003Listed by WJH BROKERAGE FL LLCAug 2026$351,990$1794/2.51,965320.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000
Price / Sq Ft$213
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,272
Acres0.28 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address1862 Sentry Oak Court, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionMargarets Walk
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size12,196.8 sq ft
Parcel Number38052601426601509
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Golf Course, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle

Additional Information

Date ListedMay 15, 2026
Days on Market20
HOA Fees$630 / Annually
HOA FrequencyAnnually
HOA NameFleming Island Plantation
Tax Amount$5,555.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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