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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 21, 2026·1 day on market

137 Tallow Road

Pomona Park, FL 32181

$331,625sold priceListed at $325,000 · 102% of asking$190/sqftMLS# 2152403
3
Beds
2
Baths
1,743
Sq Ft
1980
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.94 acresSingle Family Residence1 story

About this home

Pomona Park

Escape to your own private retreat in the heart of Pomona Park, where peaceful country living meets the beauty of lake life. Nestled on nearly two acres of mature trees and open green space, this charming three-bedroom, two-bath brick home offers the privacy, space, and lifestyle that's becoming increasingly difficult to find. Designed for comfortable everyday living, the home features vaulted ceilings, ceramic tile flooring, spacious walk-in closets, a cozy wood-burning fireplace, and a newer metal roof for added peace of mind. French doors open to a screened lanai overlooking the expansive backyard, creating the perfect setting for morning coffee, weekend barbecues, or simply unwinding while taking in the sights and sounds of nature. If you've been searching for a place to truly slow down, you'll appreciate the peace and quiet this property provides.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,837
Estimated total, before insurance$1,837/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,030/yr · $336/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$331,625
$66,325
Loan Term
Monthly Payment
$1,837
Principal & Interest: $1,837
Insurance (est.): $221
Estimated Total Monthly
$2,058
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,624 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,030/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$325,000
  • Jun 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
333 Lake Como Drive, Pomona Park, FL 32181Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$120,000$593/2.52,039101
112 Silver Beach Boulevard, Pomona Park, FL 32181Listed by NEXT MOVE ATLANTIC COASTSep 2026$315,000$1883/21,6801101.2
116 Pennsylvania Avenue, Pomona Park, FL 32181Listed by WATSON REALTY CORPDec 2025$240,000$1473/21,635521.2
369 Lake Como Drive, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYApr 2025$200,000$1433/21,4001301.2
244 Oleander Street, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYJun 2026$215,000$1533/21,4042481.6
172 Porpoise Road, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYNov 2025$306,000$2363/21,29661.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,743
Total Structure Area2,523 sq ft
Acres1.94 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-Burney
MiddleCrescent City
HighCrescent City

Community Information

Address137 Tallow Road, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
Subdivision**verifying Subd**
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size84,506.4 sq ft
Lot Dimensions215x260x266x285
Parcel Number091227000004000200
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Garage
SecurityClosed Circuit Camera(s)

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchRear Porch, Screened
FencingBack Yard, Full, Wire, Wood
RoofMetal
ConstructionBrick
Other StructuresShed(s)
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedJune 25, 2026
Days on Market1
Tax Amount$4,029.56
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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