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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

$395,0003 bd · 2 ba

Active·5 days on market

809 County Road 308B

Pomona Park, FL 32181

$395,000Est. $2,154/mo mortgageMLS# 2172377
3
Beds
2
Baths
0
Sq Ft
2025
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.20 acresManufactured Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Pomona Park

Enjoy the space, freedom, and possibilities of country living in Pomona Park! Situated on approximately 1.2 acres, this 2025 manufactured home offers approximately 1,600 square feet of living space, featuring 3 bedrooms, 2 bathrooms, and a convenient mudroom. The detached shed provides additional storage or workspace possibilities. With room to spread out, personalize the outdoor space, and make it your own, this property offers an opportunity to enjoy a more relaxed lifestyle with plenty of potential. Conveniently located with access to US Highway 17 and the surrounding communities. If you've been looking for a newer home with acreage and room to create your vision, this property is worth a look!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,154
Estimated total, before insurance$2,154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,154
Principal & Interest: $2,154
Insurance (est.): $263
Estimated Total Monthly
$2,417
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 1.2-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $282/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
133 Cherry Drive Drive, Pomona Park, FL 32181Listed by JAX HOME REALTYMay 2026$117,500$813/21,4561340.3
125 Coconut Street, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYDec 2025$240,000$1433/21,678770.4
144 Beecher Springs Road, Pomona Park, FL 32181Listed by SUPREME PATH BROKERAGE LLCJan 2026$242,500$1004/22,4181080.8
111 Lime Avenue, Pomona Park, FL 32181Listed by WELAKA REALTY LLCMay 2026$56,000$832/1672421
1009 Old Welaka Road, Pomona Park, FL 32181Listed by WELAKA REALTY LLCOct 2026$536,250$1633/2.53,296241.1
1014 Old Welaka Road, Pomona Park, FL 32181Listed by WELAKA REALTY LLCOct 2026$125,000$913/21,378221.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$395,000
Bedrooms3
Bathrooms2.00
Full Baths2
Total Structure Area1,600 sq ft
Acres1.20 acres
Year Built2025
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address809 County Road 308B, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionForest Hills
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size52,272 sq ft
Parcel Number011226273000000490

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDishwasher, Dryer, Electric Range, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Exterior

Other StructuresShed(s)

Additional Information

Date ListedNovember 5, 2026
Days on Market5
Tax Amount$282.3
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines