Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·87 days on market

9 Boston Lane

Palm Coast, FL 32137

$399,000$232/sqftEst. $2,058/moMLS# 2144723

Beds

Baths

1,722

Sq Ft

2022

Built

Garage

Pool

About this home

Palm Coast

Live the Florida Lifestyle: Gorgeous Palm Coast Property for Sale! Welcome to your dream home at 9 Boston Lane! This immaculate, turn-key residence is the epitome of modern comfort and style, featuring a canal lot that offers breathtaking water views and the potential for your very own fishing dock. Step inside this nearly new home, only 4 years old, and be immediately impressed by the sleek vinyl plank flooring that flows seamlessly throughout. Every detail has been thoughtfully curated, from the elegant plantation shutters on all windows to the custom ceiling fans and lighting that add a touch of sophistication. The spacious, fully fenced backyard is perfect for outdoor activities and includes a screened lanai with durable Trex deck flooring ideal for relaxing or entertaining. The updated garage boasts smart storage solutions and organizers to keep everything neat and tidy.

Cost to own

Mortgage calculator

Home Price

$399,000

Down Payment: 20%

$79,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,058

Principal & Interest: $2,058

Insurance (est.): $266

Estimated Total Monthly

$2,324

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,058

Estimated total, before insurance$2,058/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,823/yr · $402/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,823/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,536 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History