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Active

Active·36 days on market

56 Bassett Lane

Palm Coast, FL 32137

$449,900$202/sqftEst. $2,320/moMLS# 2153323

Beds

Baths

2,230

Sq Ft

2001

Built

Garage

Yes

Pool

About this home

Palm Coast

A truly distinctive home in the Indian Trails neighborhood where exceptional entertaining spaces and an extraordinary chef's kitchen create an unforgettable living experience. The heart of this home is the remarkable gourmet kitchen, thoughtfully designed for serious cooks and those who love to entertain. Featuring two beautifully crafted hammered copper sinks, this one-of-a-kind space offers dual preparation and cooking stations that make preparing holiday meals or hosting family gatherings effortless. The first station features an electric cooktop with a convenient pot filler, while the second boasts an electric range with double ovens, providing ample room to prepare multiple dishes at once. An expansive center prep and washing island offers abundant workspace, extensive storage, and serves as a natural gathering place where guests can mingle while meals are being prepared. Rich cabinetry, generous counter space, and thoughtfully designed storage solutions ensure every kitchen

Cost to own

Mortgage calculator

Home Price

$449,900

Down Payment: 20%

$89,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,320

Principal & Interest: $2,320

Insurance (est.): $300

Estimated Total Monthly

$2,620

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,320

Estimated total, before insurance$2,320/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,851/yr · $154/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,851/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 1, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,900

Price / Sq Ft$202

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,230

Total Structure Area2,941 sq ft

Acres0.23 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesAbove Ground

Is WaterfrontNo

Direction FacesNortheast

School Information

ElementaryBelle Terre

MiddleIndian Trails

HighMatanzas

Community Information

Address56 Bassett Lane, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionIndian Trails

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size10,018.8 sq ft

Lot Dimensions80x125

Parcel Number0711317012001600590

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Off Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Split Bedrooms

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryIn Garage

SecuritySecurity System Leased