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This home is in WGV Residences Condo, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·110 days on market·WGV Residences Condo

355 N Shore Circle 1324

St. Augustine, FL 32092

$318,000$166/sqftEst. $1,635/moMLS# 2144606

Beds

Baths

1,921

Sq Ft

1998

Built

—

Garage

Pool

About this home

WGV Residences Condo

Remarkable second story luxury condo in the heart of World Golf Village & Slammer and Squire Golf Community, a top destination location surrounded by 13 miles of lagoons & natural habitat. This resort style condo features an open floor plan perfect for entertaining & relaxing on the screened lanai with panoramic views of WGV. Features include a 1 car covered carport, chef-inspired kitchen, granite countertops, separate cook top and wall oven w/ unlimited natural gas & water, vinyl planking & tiled floors throughout, tray ceilings w/ recessed lighting, & more. Family & dining rooms enjoy gas fireplace, wall to wall sliding glass doors to screened lanai to enjoy sunset water views. Amenity Center features heated lap pool, spa, fitness center, clubhouse w/ kitchen, meeting rooms& library. Slammer and Squire Golf Course runs adjacent. HOA fees include security gates, management, patrolled security, exterior maintenance, water, natural gas, & more. Short term rentals & pets permitted.

Cost to own

Mortgage calculator

Home Price

$318,000

Down Payment: 20%

$63,600

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,635

Principal & Interest: $1,635

Property taxes (est.): $423

Insurance (est.): $212

Estimated Total Monthly

$2,270

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,635

Property taxesest. at asking price, St. Johns County$423

HOAbilled monthly$860

Estimated total, before insurance$2,918/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,253/yr · $188/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$295,000	$130,490	—
2024	$329,220	$126,105	—
2023	$329,220	$120,976	—
2022	$246,000	$115,996	—
2021	$211,000	$111,161	—
2020	$209,000	$108,936	—

2025 property taxes (current owner): $2,253/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Price change$318,000−$11,000
May 11, 2026Listed$329,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$318,000

Price / Sq Ft$166

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,921

Total Structure Area1,921 sq ft

Year Built1998

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address355 N Shore Circle 1324, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Residences Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0279571324

ZoningResidential

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Management - Off Site, Park, Security, Spa/Hot Tub, Storage, Trash, Water

UtilitiesCable Available, Electricity Available, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAdditional Parking, Carport, Parking Lot

ViewBridge(s), Golf Course, Protected Preserve, Water

Waterfront TypeLagoon