This home is in Brook Forest, St. Augustine.

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Active

Active·166 days on market·Brook Forest

390 Woods Lane

St. Augustine, FL 32092

$379,990$216/sqftEst. $2,022/moMLS# 2127751

Beds

Baths

1,760

Sq Ft

2026

Built

Garage

Pool

About this home

Brook Forest

The OSPREY floor plan is a two-story home with the owner's suite located on the first floor. It boasts three bedrooms, two and a half bathrooms, a loft, and a two-car garage. The house comes with various features such as 42'' kitchen and bathroom cabinets, quartz kitchen countertops, whole house blinds, gutters, security system pre-wires, paved driveways, and natural gas.

Cost to own

Mortgage calculator

Home Price

$379,990

Down Payment: 20%

$75,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,919

Principal & Interest: $1,919

Est. Taxes & Insurance: $480

Estimated Total Monthly

$2,399

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,022

Property taxesest. at asking price, St. Johns County$506

HOAbilled monthly$257

Estimated total, before insurance$2,785/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$75,000	$75,000	—

2025 property taxes (current owner): $1,010/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 30, 2026Listed$379,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,990

Price / Sq Ft$216

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,760

Total Structure Area2,210 sq ft

Acres0.14 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighTocoi Creek

Community Information

Address390 Woods Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionBrook Forest

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,098.4 sq ft

Parcel Number0103816390

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)