This home is in WGV Residences Condo, St. Augustine.

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Active

145 N Champions Way 123, St. Augustine, FL 32092

$400,000

MLS# 2152193

Bedrooms

Bathrooms

1,921

Sq Ft

1998

Year Built

About This Home — 145 N Champions Way 123

Stunning Condo in the heart of World Golf Village. You'll find spectacular views both inside and out at this serene location. Unique to some of the 2nd level condos, you'll find cathedral ceilings that make the already spacious 1,921 square foot home feel even more open and lit. Enjoy your day in the peaceful living room lined with solid wood bookcases, and relax next to the glow of the gas fireplace. The adjoining kitchen is built to entertain when you do have company, with plenty of room to cook and serve along the eat-in island. Tasteful finishes adorn the entire space and complement the warmth and luxury of the living area, guest room, ensuite, and primary bedroom. Your car will live it up in the 1 car garage that is included with the condo, an upgrade from the covered parking. You'll get access to the local condo pool, clubhouse, fitness center, and walking paths as well as master village amenities for more things to do that are all included with your association membership.

Features

Price$400,000

Price / Sq Ft$208

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,921

Year Built1998

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNorthwest

Community Information

Address145 N Champions Way 123, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Residences Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0279570123

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity Gate

Exterior

Patio / PorchFront Porch, Screened

Additional Information

Date ListedJune 24, 2026

Days on Market14

HOA Fees$770 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Sewer, Water, Other

Tax Amount$4,643.96

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

About WGV Residences Condo

WGV Residences Condo is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all WGV Residences Condo homes for sale →

Mortgage Calculator

Home Price

$400,000

Down Payment: 20%

$80,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,129

Principal & Interest: $2,129

Est. Taxes & Insurance: $532

Estimated Total Monthly

$2,661

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,129

Property taxesest. at asking price, St. Johns County$533

HOAbilled monthly$770

Estimated total, before insurance$3,432/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$320,000	$320,000	—

2025 property taxes (current owner): $4,644/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.