This home is in WGV Residences Condo, St. Augustine.

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Active

Active·309 days on market·WGV Residences Condo

355 N Shore Circle 1312

St. Augustine, FL 32092

$325,000$169/sqftEst. $1,730/moMLS# 2108096

Beds

Baths

1,921

Sq Ft

1998

Built

—

Garage

Pool

About this home

WGV Residences Condo

Enjoy the tranquil Water Views from your screened Lanai and Patio with your morning coffee. Located on the First Floor in The Residences Condo a GATED Community with 24 hour patrolled security in the prestigious World Golf Village. Open Concept Living with spacious entry Foyer, Living Room with gas Fireplace, Kitchen with Breakfast Bar, two En-Suite bedrooms, and covered parking. Enjoy the Exquisite Amenities, Clubhouse with Fitness Center, 3 Pools, Tennis, Pickleball & Basketball Courts and access to WGV amenities. Monthly HOA fees include unlimited natural gas, water, sewer, garbage, exterior building maintenance, reserves, security and grounds maintenance. Use as personal residence or short term rental. Convenient to I-95, Jacksonville, Historic St Augustine and our gorgeous White Sandy Beaches, Shopping and Medical.

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,652

Principal & Interest: $1,652

Est. Taxes & Insurance: $413

Estimated Total Monthly

$2,065

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,730

Property taxesest. at asking price, St. Johns County$432

HOAbilled monthly$821

Estimated total, before insurance$2,983/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$295,000	$295,000	—
2024	$329,220	$276,848	—
2023	$329,220	$251,680	—
2022	$264,500	$228,800	—
2021	$208,000	$208,000	—
2020	$208,000	$208,000	—

2024 property taxes (current owner): $4,003/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Sep 10, 2025Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000

Price / Sq Ft$169

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,921

Year Built1998

TypeResidential

Sub-TypeCondominium

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address355 N Shore Circle 1312, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Residences Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0279571312

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Pickleball, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingCarport, Detached

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryIn Unit

SecurityFire Sprinkler System, Security Gate

Spa FeaturesCommunity