This home is in Bartram Ranch, St. Johns.

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Active

Active·70 days on market·Bartram Ranch

245 Ranch Land Circle

St. Johns, FL 32259

$1,950,000$402/sqftEst. $10,379/moMLS# 2143954

Beds

Baths

4,851

Sq Ft

2023

Built

Garage

Yes

Pool

About this home

Bartram Ranch

Experience elevated living in this beautifully upgraded, move-in ready home blending luxury and thoughtful design. Featuring custom closets and plantation shutters throughout--even in the garages--this home impresses at every turn. The gourmet kitchen boasts Wolf & Subzero appliances, custom built in Luxury Wolf Coffee system, upgraded cabinetry, quartz countertops, under-cabinet lighting, a pot filler, and a butler's pantry with matching finishes. The spacious primary suite offers a spa-like bath with a freestanding tub and rain shower. Additional highlights include an oak staircase, open loft railing, stacked cabinetry, upgraded laundry, dimmer switches, & motion lighting. Enjoy a linear fireplace, expansive sliding doors, and an extended covered lanai with outdoor kitchen prep. Upgraded garages & extended driveways, epoxy floors and mini-split AC/heat. E A rare blend of style, space, and upgrades--don't miss it! See attached upgrade list - home has more than the builders model !

Cost to own

Mortgage calculator

Home Price

$1,950,000

Down Payment: 20%

$390,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$9,912

Principal & Interest: $9,912

Est. Taxes & Insurance: $2,478

Estimated Total Monthly

$12,390

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$10,379

Property taxesest. at asking price, St. Johns County$2,595

HOAbilled quarterly$142

Estimated total, before insurance$13,115/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,453,500 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,014,819	$964,097	—
2024	$1,003,582	$953,582	—
2023	$135,000	$123,200	—
2022	$112,000	$112,000	—

2025 property taxes (current owner): $12,941/yr

Estimated taxes if purchased at asking price: ~$31,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 7, 2026Listed$1,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,950,000

Price / Sq Ft$402

Bedrooms5

Bathrooms6.50

Full Baths6

Half Baths1

Square Footage4,851

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water

Is WaterfrontNo

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address245 Ranch Land Circle, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionBartram Ranch

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0006901010

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Heated