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Active

Active·27 days on market

7031 Oakridge Loop

Glen St. Mary, FL 32040

$465,000$187/sqftEst. $2,475/moMLS# 2143760
3
Beds
2
Baths
2,489
Sq Ft
1998
Built
Garage
No
Pool

About this home

Glen St. Mary

Beautifully home on 1.88 acres. Enjoy peace of mind with a whole-house generator, newer appliances, and a new water softener. Inside, you'll find luxury durable vinyl plank flooring throughout, a spacious layout with a flex room and office at the entry, plus a large dining area and cozy breakfast nook. The kitchen showcases custom cabinets and stunning quartz countertops, both updated three years ago. The primary suite offers his and hers closets and sinks, while the home also includes a large laundry room for convenience. Outside, the property features a side yard with irrigation perfect for a garden or animals. This 3-bedroom, 2-bath home blends modern updates with functional living space--perfect for your next move! ***** Seller Offering $5000 closing credit that can be used toward paint. cosmetic improvements, or allowable closing cost.

Cost to own

Mortgage calculator

$465,000
$93,000
Loan Term
Monthly Payment
$2,349
Principal & Interest: $2,349
Est. Taxes & Insurance: $587
Estimated Total Monthly
$2,936
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,475
Estimated total, before insurance$2,475/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,403/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,438 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Price change$465,000$10,000
  • Jun 18, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000
Price / Sq Ft$187
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,489
Acres1.72 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address7031 Oakridge Loop, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionGlen St Mary
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size74,923.2 sq ft
Parcel Number132S21010800000070
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available
SewerPrivate Sewer
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesBreakfast Nook, His and Hers Closets
AppliancesConvection Oven, Dishwasher
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Patio / PorchPorch, Screened
FencingBack Yard
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedJune 18, 2026
Days on Market67
Tax Amount$4,403.34
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOUTHEAST REALTY GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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