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Sold

Sold·Closed Jul 15, 2026·22 days on market

1541 Chelsea Place

Orange Park, FL 32073

$399,000sold priceListed at $399,000 · 100% of asking$200/sqftMLS# 2143184
4
Beds
3
Baths
1,996
Sq Ft
1980
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Orange Park

Refreshed and move in ready in the town of Orange Park! This brick POOL home features 4 bedrooms/3 FULL bath + 2 car side entry garage. Icing on the cake? No HOA! The floor plan offers ample opportunity with multiple entertaining spaces and lots of parking (extended driveway and a 2 space covered carport included). The primary bedroom has new carpet, new vanity with dual sinks, step in shower, walk in closet with built in shelving + direct access to the patio. Beds 2 & 3 share a fully renovated bath with new shower tub/combo, wood look tile flooring and new vanities with dual sinks. The split floor plan features a private 4th bedroom and a full 3rd bath, offering a great guest space or in law suite. The living room includes a brick wood burning fireplace and leads out to your open air patio overlooking the in ground pool and fully fenced backyard. The kitchen features granite countertops, breakfast bar and tons of storage between the additional cabinetry and large pantry.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,210
Property taxesest. at asking price, Clay County$611
Estimated total, before insurance$2,822/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,213/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,210
Principal & Interest: $2,210
Property taxes (est.): $611
Insurance (est.): $266
Estimated Total Monthly
$3,087
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,618 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$304,228$270,221—
2024$291,093$245,656—
2023$286,720$223,324—
2022$217,186$203,022—
2021$184,566$184,566—
2020$170,986$170,986—

2025 property taxes (current owner): $5,213/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 18, 2026Closed$399,000
  • May 2, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2111 Kappa Court, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$430,000$1905/32,25830.6
1310 Dolphin Street, Orange Park, FL 32073Listed by MAXXUM REALTY SERVICES, INC.Sep 2026$370,000$2044/21,814640.7
1303 Red Maple Court, Orange Park, FL 32073Listed by ENGEL & VOLKERS FIRST COASTAug 2026$360,000$1644/22,190210.8
1485 N Dolphin Street, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$260,000$1343/21,947780.8
3618 Red Oak Circle W, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCAug 2026$369,000$2213/21,66600.8
1339 Grove Park Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTSSep 2026$376,000$1693/2.52,222630.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$200
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,996
Acres0.24 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryMontclair
MiddleLakeside

Community Information

Address1541 Chelsea Place, Orange Park, FL 32073
Area135-Park West/Montclair
SubdivisionVillage Green
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size10,454.4 sq ft
Parcel Number41042601950801400

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Detached Carport, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionBrick

Additional Information

Date ListedMay 2, 2026
Days on Market22
Tax Amount$5,213.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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