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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active·96 days on market

4980 Nebula Lane

Jacksonville, FL 32256

$265,000$239/sqftEst. $1,351/moMLS# 2143083
2
Beds
2
Baths
1,110
Sq Ft
2023
Built
Garage
No
Pool

About this home

Jacksonville

Nearly New Townhome with Backyard Oasis + Assumable 5.25% Loan! Welcome to your custom-built backyard oasis! A beautifully designed screened-in patio plus an extended paver patio creates the perfect space to relax, entertain, or unwind outdoors. This nearly new, upgraded townhome is centrally located and offers 2 bedrooms, 2 full bathrooms, and a convenient downstairs half bath. The home features stainless steel appliances, tile flooring throughout the first floor and bathrooms, and carpeted stairs, hallway, and bedrooms. Upstairs, you'll find an easy-access laundry closet with custom built-ins for added convenience. Buyer-ready upgrades throughout include: *Water softener system *Custom closet systems in both bedrooms *Custom cabinetry and shelving in laundry area *Slatwall storage in patio utility room *Dimmer switches throughout the home *Kitchen and bathroom cabinet hardware upgrades *Ceiling fans in living room, both bedrooms, and patio *Security cameras at front and rear

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,351
Principal & Interest: $1,351
Property taxes (est.): $433
Insurance (est.): $177
Estimated Total Monthly
$1,960
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,351
Property taxesest. at asking price, Duval County$433
HOAbilled quarterly$122
Estimated total, before insurance$1,906/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,330/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $260,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$231,176$176,862
2024$221,171$171,171
2023$38,000$38,000
2022$38,000$38,000

2025 property taxes (current owner): $3,330/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 1, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$265,000
Price / Sq Ft$239
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,110
Acres0.03 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBeauclerc
MiddleSouthside
HighEnglewood

Community Information

Address4980 Nebula Lane, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionEquinox East
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,306.8 sq ft
Parcel Number1384392530
ZoningPUD

Amenities

AmenitiesPool, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Screened
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMay 1, 2026
Days on Market83
HOA Fees$364.99 / Quarterly
HOA FrequencyQuarterly
HOA NameALLIANCE Realty and Management EQN - Equinox Townh
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$3,330.3
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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