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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 13, 2026·7 days on market

363 SE 72nd Street

Starke, FL 32091

$215,000sold priceListed at $225,000 · 95.6% of asking$137/sqftMLS# 2142990
3
Beds
1.5
Baths
1,566
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone XHOA $100/mo0.44 acresSingle Family Residence1 story

About this home

Starke

Solid Brick Home situated on a spacious corner lot in a beautiful Crystal Lake neighborhood! This neighborhood offers Lake access with boat ramp, dock, and pavillion. Crystal Lake is known for it's Crystal clear water and sandy bottom. Whether it's swimming, water sports, or fishing, this Lake offers it all! Step inside the home and you'll find abundant natural light and plenty of potential to make it your own. Add your character to this sturdy brick home with metal roof. This oversized corner lot provides added privacy and is ready for any hobby you desire. This property is a rare opportunity to enjoy a sought-after lifestyle in a well-established community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
HOAbilled voluntary$100
Estimated total, before insurance$1,291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Insurance (est.): $143
Estimated Total Monthly
$1,334
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,492 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Jul 15, 2026Closed$225,000
  • May 1, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6737 Highland Drive, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$225,000$1284/21,763561
499 58th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYSep 2026$237,000$1603/1.51,484181.4
5756 S 55th Terrace, Keystone Heights, FL 32656Listed by MODERN REALTY OF FLORIDAJul 2026$170,000$992/21,7162441.6
7015 King Street, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJun 2025$375,000$2842/11,3201571.7
628 SE 52nd Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJun 2026$294,500$2503/21,176202
688 SE 53rd Street, Keystone Heights, FL 32656Listed by CW REALTYJun 2025$352,900$2273/21,55792

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$144
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,566
Acres0.44 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementarySouthside
MiddleBradford
HighBradford

Community Information

Address363 SE 72nd Street, Starke, FL 32091
Area523-Bradford County-SE
SubdivisionCrystal Lake Homesites
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size19,166.4 sq ft
Parcel Number05308000100
ZoningResidential

Amenities

AmenitiesOther, Boat Dock
UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Laminate
# of Stories1

Exterior

Lot DescriptionCorner Lot, Few Trees
Patio / PorchGlass Enclosed, Rear Porch
RoofMetal
ConstructionBrick
Other StructuresGazebo, Shed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 1, 2026
Days on Market7
HOA Fees$100 / Voluntary
HOA FrequencyVoluntary
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAVREALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines