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Active Under Contract

Active Under Contract·84 days on market

2723 Dennis Drive

Orange Park, FL 32073

$419,000$205/sqftEst. $2,136/moMLS# 2142836

Beds

Baths

2,042

Sq Ft

1974

Built

—

Garage

Yes

Pool

About this home

Orange Park

Fully renovated and move in ready, this beautifully updated home features a new roof, updated electrical, and new plumbing for peace of mind. Inside, you'll find a modern kitchen with stylish finishes, updated bathrooms, and thoughtfully renovated living spaces designed for comfort and functionality. Enjoy the freedom of no HOA and no CDD fees while still being conveniently located near shopping, dining, and everyday conveniences. This home is the perfect combination of modern upgrades and hassle free living.

Cost to own

Mortgage calculator

Home Price

$419,000

Down Payment: 20%

$83,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,136

Principal & Interest: $2,136

Property taxes (est.): $642

Insurance (est.): $279

Estimated Total Monthly

$3,058

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,136

Property taxesest. at asking price, Clay County$642

Estimated total, before insurance$2,778/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,697/yr · $141/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$271,230	$77,221	—
2024	$269,167	$74,197	—
2023	$259,497	$70,434	—
2022	$219,110	$71,281	—
2021	$180,574	$67,734	—
2020	$168,505	$66,102	—

2025 property taxes (current owner): $1,697/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 30, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000

Price / Sq Ft$205

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,042

Acres0.25 acres

Year Built1974

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

Community Information

Address2723 Dennis Drive, Orange Park, FL 32073

Area136-Lakeside Estates

SubdivisionLakeside Estates

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size10,890 sq ft

Parcel Number38042501378711800

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewCity

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

FireplaceYes

# of Fireplaces2

# of Stories1

LevelsOne

LaundryIn Garage