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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed May 5, 2026·11 days on market

105 Canary Lane

Satsuma, FL 32189

$85,000sold priceListed at $92,500 · 91.9% of asking$92/sqftMLS# 2141424
0
Beds
1.5
Baths
924
Sq Ft
1995
Built
—
Garage
No
Pool
No HOA0.52 acresMobile Home1 story

About this home

Satsuma

This charming 2-bedroom, 1.5-bath mobile home offers a clean, comfortable living space in a peaceful setting. The interior is exceptionally well-maintained, creating a bright and welcoming atmosphere from the moment you walk in. It comes partially furnished with essential pieces, including a bed, sofa, chair, and desk, making it easy to settle in right away. The home is also equipped with a washer and dryer, as well as a microwave and refrigerator for everyday convenience. Outside, the property truly shines. The yard is beautifully manicured, offering plenty of space to relax, garden, or enjoy outdoor activities. A handy shed provides extra storage for tools or recreational gear, keeping everything organized and accessible. Located in Satsuma, Florida, this home is surrounded by natural beauty and tranquility. The area is perfect for outdoor enthusiasts, with opportunities for kayaking, swimming, and exploring lush forests nearby. The St. Johns River is just a short distance away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$471
Estimated total, before insurance$471/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$938/yr · $78/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$85,000
$17,000
Loan Term
Monthly Payment
$471
Principal & Interest: $471
Insurance (est.): $57
Estimated Total Monthly
$527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,571 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $938/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $100/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2026$205,000$1813/21,13440.2
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCAug 2026$127,000$1122/21,134380.2
103 Yancey Circle, Satsuma, FL 32189Listed by CENTURY 21 BECKHAM REALTYJun 2025$110,000$1313/28404280.2
107 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCMar 2026$200,000$1892/21,056680.3
118 Frontier Drive, Satsuma, FL 32189Listed by LPT REALTY LLCJul 2025$156,000$1612/2968300.3
105 Folklore Drive, Satsuma, FL 32189Listed by LANTERN REALTY, LLC.Apr 2026$200,000$1753/21,1442610.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$92,500
Price / Sq Ft$100
Bedrooms0
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage924
Acres0.52 acres
Year Built1995
TypeResidential
Sub-TypeMobile Home
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address105 Canary Lane, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSt Johns River Ests
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size22,651.2 sq ft
Parcel Number391126823100800380

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCarport

Interior

AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared, Few Trees
RoofMetal
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedApril 22, 2026
Days on Market11
Tax Amount$938.29
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DUCK REALTY INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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