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Sold

Sold·Closed Jul 7, 2025·30 days on market

118 Frontier Drive

Satsuma, FL 32189

$156,000sold priceListed at $169,000 · 92.3% of asking$161/sqftMLS# 2089140
2
Beds
2
Baths
968
Sq Ft
1990
Built
—
Garage
No
Pool
No HOA0.52 acresManufactured Home1 story

About this home

Satsuma

Updated Manufactured Home on Private Lot with Outbuildings & Modern Features This beautifully updated manufactured home offers comfort, functionality, and rural charm on a private lot. Two versatile outbuildings with 110/220 power and water access are ideal for workshop or storage. A private well with filtration. Enjoy young fruit trees and abundant kitchen storage. Inside, custom pine doors add warmth, and the kitchen features a stainless glass-top stove and French door fridge with bottom freezer and ice maker. A security system adds peace of mind. Perfect for homesteaders, hobbyists, or anyone seeking space and self-reliance. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$864
Estimated total, before insurance$864/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,760/yr · $147/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$156,000
$31,200
Loan Term
Monthly Payment
$864
Principal & Interest: $864
Insurance (est.): $104
Estimated Total Monthly
$968
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,678 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,760/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 Canary Lane, Satsuma, FL 32189Listed by DUCK REALTY INCMay 2026$85,000$920/1.5924110.3
103 Yancey Circle, Satsuma, FL 32189Listed by CENTURY 21 BECKHAM REALTYJun 2025$110,000$1313/28404280.3
204 Hodge Street, Satsuma, FL 32189Listed by MOMENTUM REALTYJun 2025$131,440$1682/17841030.3
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2026$205,000$1813/21,13440.4
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCAug 2026$127,000$1122/21,134380.4
241 St Johns Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCOct 2025$126,000$1013/21,2481760.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,000
Price / Sq Ft$175
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage968
Total Structure Area1,252 sq ft
Acres0.52 acres
Year Built1990
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address118 Frontier Drive, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size22,651.2 sq ft
Parcel Number391126823100800480
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached Carport, Carport, Off Street, RV Access/Parking, Other

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesElectric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Carport, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionFew Trees
Patio / PorchFront Porch, Screened
FencingFenced, Chain Link, Full
RoofShingle
Other StructuresWorkshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 22, 2025
Days on Market30
Tax Amount$1,759.91
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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