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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 7, 2026·261 days on market

105 Folklore Drive

Satsuma, FL 32189

$200,000sold priceListed at $195,800 · 102.1% of asking$175/sqftMLS# 2084761
3
Beds
2
Baths
1,144
Sq Ft
2007
Built
—
Garage
No
Pool
No HOA0.76 acresManufactured Home1 story

About this home

Satsuma

Don't miss out on this very affordable home in Satsuma on a large corner lot!!! Lots of room for about any thing you need. Completely fenced all the way around with a good sized shed and rolling gate for entry. The home has a metal roof, new carpet, new paint new vinyl flooring and is move in ready.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Estimated total, before insurance$1,108/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,394/yr · $199/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Insurance (est.): $133
Estimated Total Monthly
$1,241
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,394/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
107 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCMar 2026$200,000$1892/21,056680
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2026$205,000$1813/21,13440.2
103 Barter Drive, Satsuma, FL 32189Listed by REAL BROKER LLCAug 2026$275,000$1863/21,47890.2
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCAug 2026$127,000$1122/21,134380.2
103 Barter Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJan 2026$275,009$1863/21,4781810.2
207 Cabot Lane, Satsuma, FL 32189Listed by SMILEEHOUSE AUCTION CO LLCApr 2026$181,000$1263/21,440110.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,800
Price / Sq Ft$171
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,144
Acres0.76 acres
Year Built2007
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address105 Folklore Drive, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size33,105.6 sq ft
Parcel Number391126823100500110

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesEat-in Kitchen, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck, Front Porch
FencingFull
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 12, 2025
Days on Market261
Tax Amount$2,393.77
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LANTERN REALTY, LLC.

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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