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96086 SEA WINDS Drive, Fernandina Beach, FL 32034

$698,700
MLS# 2141265
4
Bedrooms
2
Bathrooms
2,165
Sq Ft
2003
Year Built

About This Home — 96086 SEA WINDS Drive

1.9 driving miles to Atlantic Ocean • Amelia Island living • Full brick home • 11x33 conditioned air four-season room (363 sq ft) Centrally located on Amelia Island in Fernandina Beach, this one-owner custom brick home by Fred Arnett Builders offers 2,165 sq ft on an 85x135 fenced lot. Open-concept split floor plan with 10' ceilings in main living areas with tile flooring and large sliding glass doors. Spacious kitchen features custom oak cabinetry, breakfast bar, pantry, and stainless appliances. Primary suite includes trey ceiling, walk-in closet, dual vanities, garden tub, and walk-in shower with bench. Updates include roof (2019), HVAC (2016), water heater (2020), interior paint (2023), sump pump (2014) with alarm (2021). Low-E windows, R-14 wall insulation, and R-38 attic insulation. Fenced backyard with three gates, irrigation system, additional parking, and space for pool, RV, or boat. Minutes to historic downtown Fernandina Beach and Atlantic Ocean.

Features

Price$698,700
Price / Sq Ft$323
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,165
Acres0.25 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEmma Love Hardee
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address96086 SEA WINDS Drive, Fernandina Beach, FL 32034
Area440-Fernandina Beach Downtown-South
SubdivisionSea Winds
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,890 sq ft
Lot Dimensions85 X 135
Parcel Number000030060800060000

Amenities

UtilitiesElectricity Connected, Sewer Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchGlass Enclosed, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick

Additional Information

Date ListedApril 22, 2026
Days on Market40
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$2,395.18
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$698,700
$139,740
Loan Term
Monthly Payment
$3,719
Principal & Interest: $3,719
Est. Taxes & Insurance: $930
Estimated Total Monthly
$4,648
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: CROSSVIEW REALTYJENNIFER HENDRY · Jennifer@CrossViewRealty.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida