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This home is in Sea Winds, St. Augustine.

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Active

Active·171 days on market·Sea Winds

890 A1A Beach Boulevard 31

St. Augustine, FL 32080

$484,000$393/sqftEst. $2,576/moMLS# 2126937
2
Beds
2
Baths
1,232
Sq Ft
1982
Built
1
Garage
No
Pool

About this home

Sea Winds

Located in the desirable Sea Winds community of St. Augustine, this beautifully updated 2-bedroom, 2.5-bath condo offers the perfect blend of coastal living and investment potential. Enjoy peeks of ocean views and refreshing sea breezes from both the front and rear balconies, with the oversized front balcony providing ample space for outdoor dining or relaxing after a day at the beach. Inside, the unit features vinyl flooring throughout, a fully remodeled kitchen with newer appliances, and tastefully updated bathrooms. The living area is highlighted by a stylish electric fireplace, adding warmth and charm year-round. Sea Winds residents enjoy community beach access along with resort-style amenities including a pool and tennis courts. Whether you're looking for a low-maintenance beach retreat, full-time residence, or income-producing investment, this condo checks all the boxes.

Cost to own

Mortgage calculator

$484,000
$96,800
Loan Term
Monthly Payment
$2,460
Principal & Interest: $2,460
Est. Taxes & Insurance: $615
Estimated Total Monthly
$3,075
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,576
Property taxesest. at asking price, St. Johns County$644
HOAbilled monthly$982
Estimated total, before insurance$4,202/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$385,000$385,000
2024$363,630$363,630
2023$363,630$359,700
2022$327,000$327,000
2021$250,000$250,000
2020$250,000$250,000

2025 property taxes (current owner): $6,196/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,828 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 26, 2026Listed$484,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$484,000
Price / Sq Ft$393
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,232
Year Built1982
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address890 A1A Beach Boulevard 31, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Winds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725311305

Amenities

AmenitiesPool, Beach Access, Clubhouse, Gated, Maintenance Grounds, Tennis Court(s), Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedJanuary 26, 2026
Days on Market124
HOA Fees$982 / Monthly
HOA FrequencyMonthly
Tax Amount$6,195.64
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sea Winds

Sea Winds is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Sea Winds homes for sale →

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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