This home is in Bridgewater, St. Augustine.

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Active

Active·86 days on market·Bridgewater

155 Seaport Breeze Road

St. Augustine, FL 32095

$385,000$214/sqftEst. $2,049/moMLS# 2141220

Beds

Baths

1,795

Sq Ft

2024

Built

Garage

Pool

About this home

Bridgewater

Beautiful move-in-ready end unit townhome located in the highly desirable St. John's County. This 3-bedroom 2.5 half bath unit includes the hard to find 2-car garage and features a crisp and clean white kitchen with plenty of cabinet space. Neutral finish interiors perfect for personalization. Modern tile and vinyl flooring throughout. Covered porch backs to a nature preserve. Just a short walk to the community pool and fitness room. Amenities also include dog park and playground.

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,957

Principal & Interest: $1,957

Est. Taxes & Insurance: $489

Estimated Total Monthly

$2,446

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, St. Johns County$512

HOAbilled monthly$66

Estimated total, before insurance$2,627/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,144,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$321,193	$270,471	—
2024	$40,000	$40,000	—

2025 property taxes (current owner): $5,592/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History