Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Bridgewater, St. Augustine — a home near Beachside High School.

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Active·Listed today·Bridgewater

283 Seaport Breeze Road

St. Augustine, FL 32095

$379,900$212/sqftEst. $1,953/moMLS# 2159311

Beds

Baths

1,795

Sq Ft

2024

Built

Garage

Pool

About this home

Bridgewater

OPEN HOUSE sun 12-130.$7500 buyers bonus Move-in-ready end-unit townhome in highly sought-after St. Johns County, offering modern comfort, privacy, and unbeatable convenience. Better than new with updated fixtures, ceiling fans and stainless steel appliances. This bright and welcoming 3-bedroom, 2.5-bath home features a rare 2-car garage and a crisp, white kitchen with abundant cabinet storage. The interior finishes are clean and neutral--an ideal canvas for your personal style. Durable tile and vinyl flooring run throughout the home for a modern, low-maintenance feel. A covered back porch overlooks a peaceful nature preserve, creating a private outdoor retreat. The community amenities include a pool, fitness room, dog park, volleyball courts, and two playgrounds, making everyday living both easy and enjoyable. The brand new Lakeside k-8 and Beachside high School as less than a mile away. Convenient access to I 95 makes this location convenient to all of Jacksonville and St. Augusti

Cost to own

Mortgage calculator

Home Price

$379,900

Down Payment: 20%

$75,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,953

Principal & Interest: $1,953

Property taxes (est.): $506

Insurance (est.): $253

Estimated Total Monthly

$2,712

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,953

Property taxesest. at asking price, St. Johns County$506

HOAbilled monthly$65

Estimated total, before insurance$2,524/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,884/yr · $490/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,884/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History