This home is in Bridgewater, St. Augustine.
Active·136 days on market·Bridgewater
103 Seaport Breeze Road
St. Augustine, FL 32095
About this home
Bridgewater
Welcome to 103 Seaport Breeze -- where low-maintenance living meets privacy, space, and top-tier convenience. This desirable end-unit townhome offers a rare 2-car garage and backs to a protected preserve, giving you peaceful views and no rear neighbors. Even better, it sits adjacent to open greenspace and additional parking -- providing extra breathing room and convenience that most townhomes simply don't have. Designed with today's buyers in mind, the interior features neutral finishes throughout, tile and vinyl plank flooring, wainscotting moldings, blinds and window treatments, and a beautifully upgraded kitchen backsplash that adds just the right touch of personality. It's clean, modern, and completely move-in ready. Buyers will especially appreciate the lifestyle this community offers: • Located in a highly sought-after area with A-rated schools • Walkable to the community pool and playground • Low-maintenance living without sacrificing space or functionality
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,056,000 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $324,934 | $140,307 | — |
| 2024 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $1,969/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 2, 2026Listed$385,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Bridgewater
Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bridgewater homes for sale →Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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