This home is in Bridgewater, St. Augustine.

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Active

Active·259 days on market·Bridgewater

44 Sunnyvale Street

St. Augustine, FL 32095

$383,000$213/sqftEst. $2,038/moMLS# 2115609

Beds

Baths

1,795

Sq Ft

2024

Built

Garage

Pool

About this home

Bridgewater

Assumable Mortgage Available. ''Live Your Lifestyle'' Welcome to 44 Sunnyvale, the largest three-bedroom corner unit with a two-car garage and spectacular water views. Built in 2024, the new Bridgewater townhomes are in one of Florida's top rated school districts. Upon entering the front entry door, notice the west and south exposure which provide natural light. The first floor is largely open. The kitchen is clean with white as the dominate color. There is a food pantry and ample counter space as well as space for bar stools. To the rear of the townhome is a covered screened patio with water views. On the second level there are three bedrooms and two bathrooms. The owner's suite has a large closet with custom drawers. Conveniently located in northern St Johns County just east of I-95 and south of 9B provides quick access to Jacksonville, the Beaches and Saint Augustine. Schedule a private tour today. Newly placed Tenant with Lease through March 2027.

Cost to own

Mortgage calculator

Home Price

$383,000

Down Payment: 20%

$76,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,947

Principal & Interest: $1,947

Est. Taxes & Insurance: $487

Estimated Total Monthly

$2,433

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,038

Property taxesest. at asking price, St. Johns County$510

HOAbilled monthly$65

Estimated total, before insurance$2,613/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $968,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$324,934	$274,212	—
2024	$40,000	$40,000	—

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History