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Active

Active·93 days on market

163 Sunny Lane

Pomona Park, FL 32181

$689,990$315/sqftEst. $3,518/moMLS# 2141214

Beds

Baths

2,187

Sq Ft

1978

Built

Garage

Pool

About this home

Pomona Park

Florida Lakefront retreat on Lake Broward BONUS *Sellers are offering $20,000 flex cash as a flooring and dock allowance* Dock permit already secured!. Extensive upgrades. Ideal for boating, Big Bass fishing, & private waterfront living. This move-in ready property combines luxury & functionality w/ a metal roof, 180' deep private well, upgraded septic system, hurricane-impact windows, & new structural sheathing w/ premium fiber cement siding (2023). Fully remodeled designer kitchen (2025-2026) custom cabinetry, soft-close hardware, pull-out storage, upgraded countertops, island, tile backsplash, & modern lighting. Interior highlights include Saltillo tile floors, knotty pine accents,& a dramatic floor-to-ceiling stone fireplace. Expansive 32'x56' climate-controlled garage with 1.5-story addition includes a finished studio, full bath, and entertainment lounge with ice maker, keg cooler, & sink--perfect for guest quarters, multigenerational living, or a private retreat

Cost to own

Mortgage calculator

Home Price

$689,990

Down Payment: 20%

$137,998

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,518

Principal & Interest: $3,518

Insurance (est.): $460

Estimated Total Monthly

$3,978

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,518

Estimated total, before insurance$3,518/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,855/yr · $321/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,855/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 21, 2026Listed$689,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$689,990

Price / Sq Ft$315

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,187

Acres3.60 acres

Year Built1978

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolNo

Is WaterfrontYes

Community Information

Address163 Sunny Lane, Pomona Park, FL 32181

Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est

SubdivisionPomona Heights

CityPomona Park

CountyPutnam

StateFL

Zip Code32181

Lot Size156,816 sq ft

Lot Dimensions200x579/650/300

Parcel Number321127017000100039

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Available, Water Connected

SewerSeptic Tank

Water SourceWell

Green / EnergyInsulation, Lighting, Water Heater

ParkingAdditional Parking, Covered, Detached, Garage, Garage Door Opener, Gated, RV Access/Parking, Secured

ViewLake, Pond, Trees/Woods, Water

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Wet Bar

AppliancesOther, Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Washer, Wine Cooler

HeatingCentral, Heat Pump

CoolingAttic Fan, Central Air, Electric, Multi Units, Zoned

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne, One and One Half

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)

Spa FeaturesBath