Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 45
Active

Active·173 days on market

1439 Beecher Lane

Orange Park, FL 32073

$285,000$217/sqftEst. $1,579/moMLS# 2140915
↓ $15,000 below original list
3
Beds
2
Baths
1,314
Sq Ft
1995
Built
2
Garage
No
Pool
FEMA Zone XHOA $23/mo6,970 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Price adjustment! Home back on market with no fault due to seller, buyer did not perform. Welcome to this tastefully renovated 3-bedroom, 2-bathroom home in the desirable Wells Lake community of Orange Park. Featuring a popular split-bedroom floor plan, this residence offers a separate family room with fireplace, a spacious master suite with walk-in closet, and two secondary bedrooms with French doors opening to the Florida Room. Additional convenience comes with the 2-car attached garage. The eat-in kitchen has been beautifully updated with refinished cabinets, granite countertops, a subway tile backsplash, and stainless steel appliances. The home features luxury vinyl plank flooring throughout the main living areas, updated bathrooms, and fresh interior and exterior paint. New plumbing and electrical fixtures complete the modern look. Notable mechanical upgrades include a roof and HVAC system that are only 3 years old, providing excellent peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
HOAbilled annually$23
Estimated total, before insurance$2,039/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,564/yr · $297/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $310,900 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$253,725$199,595—
2024$243,263$193,263—
2023$250,067$200,067—
2022$215,789$62,146—
2021$175,283$58,880—
2020$162,923$57,377—

2025 property taxes (current owner): $3,564/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Price change$285,000−$10,000
  • Aug 12, 2026Active$295,000
  • Aug 2, 2026Active Under Contract$295,000
  • Aug 1, 2026Price change$295,000−$5,000
  • Jul 22, 2026Active$300,000
  • Jul 10, 2026Active Under Contract$300,000
  • Apr 20, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1443 Beecher Lane, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$285,000$2023/21,41240
1661 Bartlett Avenue, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$250,000$1693/21,480580.4
200 Debarry Avenue, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$309,000$1824/21,699350.5
1745 Laura Ann Lane, Orange Park, FL 32073Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$270,000$2043/21,326620.7
2077 Tanager Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$245,000$2022/21,213110.8
398 Toccoa Road, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$218,000$2103/1.51,040831.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,314
Acres0.16 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1439 Beecher Lane, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionWells Lake
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size6,969.6 sq ft
Parcel Number05042601982518628

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Available
Water SourcePublic
ParkingGarage, Guest

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 20, 2026
Days on Market133
HOA Fees$280 / Annually
HOA FrequencyAnnually
Tax Amount$3,563.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines