This home is in Jacksonville.

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Active

Active·78 days on market

4321 Timuquana Road

Jacksonville, FL 32210

$370,000$258/sqftEst. $1,969/moMLS# 2140879

Beds

Baths

1,436

Sq Ft

1946

Built

—

Garage

Pool

About this home

Jacksonville

Nestled in the heart of historic Ortega/Venetia, this beautifully updated 3-bedroom, 2-bath home offers the perfect blend of timeless charm and modern convenience. Tucked away on a quiet, tree-lined street, you'll love the welcoming neighborhood feel while still being just minutes from shopping, dining, downtown Jacksonville, NAS Jacksonville, and major highways. Inside, classic character meets thoughtful updates with refinished hardwood and a bright, functional layout designed for everyday living. Major improvements provide peace of mind, including a new HVAC system (2025) and roof (2022). Step outside to a spacious backyard with plenty of room for entertaining, gardening, pets, or simply enjoying Florida's beautiful weather. With no HOA, an unbeatable central location, and move-in-ready condition, this home is an excellent opportunity for both homeowners and investors alike. Don't miss your chance to own a piece of one of Jacksonville's most beloved historic communities.

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,869

Principal & Interest: $1,869

Est. Taxes & Insurance: $467

Estimated Total Monthly

$2,336

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Property taxesest. at asking price, Duval County$604

Estimated total, before insurance$2,573/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $280,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$256,947	$256,947	—
2024	$249,161	$249,161	▼ $214
2023	$252,073	$125,787	—
2022	$229,758	$120,667	—
2021	$194,951	$112,862	—
2020	$180,450	$110,614	—

2025 property taxes (current owner): $4,943/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History