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Active·101 days on market

86440 Shortline Circle

Yulee, FL 32097

$269,900$203/sqftEst. $1,376/moMLS# 2140496
3
Beds
2
Baths
1,332
Sq Ft
2023
Built
1
Garage
No
Pool

About this home

Yulee

Like new, one owner townhome with a large corner lot that includes landscaped yard space in beautiful Nassau Crossing! An exceptional opportunity at an incredible price within a short drive to Amelia Island beaches, daily amenities and an easy commute to Jacksonville or Kingsland. This property has been meticulously maintained by the original owners and never used as a rental unit. Offering a beautiful coastal style kitchen, living & dining area, a half bath and garage access on the first level and a large primary bedroom with ensuite bath, 2 additional bedrooms with an additional shared bath and a laundry closet (washer and dryer included) on the second level. One of the additional bedrooms has pond views and the additional storage closets throughout give you plenty of space for all of your necessities. Spacious bedroom closets with wire shelving, additional bathroom storage cabinets and a security system are some of the additional features included with this great property. Nassau

Cost to own

Mortgage calculator

$269,900
$53,980
Loan Term
Monthly Payment
$1,376
Principal & Interest: $1,376
Property taxes (est.): $373
Insurance (est.): $180
Estimated Total Monthly
$1,929
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,376
Property taxesest. at asking price, Nassau County$373
HOAbilled quarterly$71
Estimated total, before insurance$1,820/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,718/yr · $227/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $269,000 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$235,308$166,695
2024$216,149$161,149
2023$40,000$35,200
2022$32,000$32,000

2025 property taxes (current owner): $2,718/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 17, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,900
Price / Sq Ft$203
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,332
Acres0.04 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address86440 Shortline Circle, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing Townhomes
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size1,742.4 sq ft
Parcel Number422N271091010F0000
ZoningPUD

Amenities

AmenitiesDog Park, Jogging Path, Management - Off Site, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Unassigned
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio, Rear Porch
RoofMetal, Shingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 17, 2026
Days on Market243
HOA Fees$213 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,718.29
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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