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Active

Active·9 days on market

86584 Shortline Circle

Yulee, FL 32097

$234,000$200/sqftEst. $1,207/moMLS# 2157695

Beds

Baths

1,168

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

Welcome home to Nassau Crossing! This meticulously maintained 2-bedroom, 2.5-bath townhome offers the perfect blend of low-maintenance living and everyday comfort in one of Yulee's most charming communities. The open-concept main level features a spacious kitchen overlooking the dining area and inviting family room, creating an ideal layout for entertaining or relaxing at home. Step outside to the welcoming front porch, where you'll enjoy immediate access to the community's scenic walking path. A rear-entry one-car garage and beautifully maintained landscaped yard complete the exterior. Upstairs, both generously sized bedrooms feature private ensuite bathrooms, walk-in closets, and plenty of natural light, offering an ideal setup for homeowners, guests, or roommates alike. Nassau Crossing is known for its picturesque parks, miles of walking and biking trails, playgrounds, fitness stations, green spaces, and dog-friendly amenities that encourage an active outdoor lifestyle. All of this

Cost to own

Mortgage calculator

Home Price

$234,000

Down Payment: 20%

$46,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,207

Principal & Interest: $1,207

Property taxes (est.): $323

Insurance (est.): $156

Estimated Total Monthly

$1,686

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,207

Property taxesest. at asking price, Nassau County$323

HOAbilled annually$50

Estimated total, before insurance$1,580/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,409/yr · $284/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,409/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$234,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$234,000

Price / Sq Ft$200

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,168

Acres0.03 acres

Year Built2022

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address86584 Shortline Circle, Yulee, FL 32097

Area481-Nassau County-Yulee South

SubdivisionNassau Crossing Townhomes

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size1,306.8 sq ft

Parcel Number422N271091012G0000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySmoke Detector(s)