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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 5, 2026·26 days on market

123 Brunswick Lane

Palm Coast, FL 32137

$320,000sold priceListed at $330,000 · 97% of asking$192/sqftMLS# 2139773
4
Beds
2
Baths
1,665
Sq Ft
2022
Built
2
Garage
No
Pool
No HOA12,197 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Welcome to this beautifully built 2022 concrete block home offering the perfect blend of modern comfort and durability. This spacious residence features 4 bedrooms and 2 bathrooms, ideal for families or those needing extra space for guests or a home office. Enjoy peace of mind with solid block construction and newer systems throughout. The home also includes a whole-house water filtration system, providing clean, high-quality water at every tap. Step outside to a fully fenced backyard--perfect for pets, entertaining, or creating your own private outdoor oasis. Conveniently located and move-in ready, this home combines quality construction, functional design, and valuable upgrades you won't want to miss!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Estimated total, before insurance$1,772/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,108/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $213
Estimated Total Monthly
$1,986
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,108/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70 Bridgehaven Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$362,080$1944/21,862660.6
75 Breeze Hill Lane, Palm Coast, FL 32137Listed by MOMENTUM REALTYJun 2026$290,000$1533/21,897810.6
8 Bannbury Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$319,900$1564/22,0522360.8
38 Woodstone Lane, Palm Coast, FL 32164Listed by LENNAR REALTY INCJun 2026$319,990$1764/21,821680.9
35 Belleaire Drive, Palm Coast, FL 32137Listed by HEARTLAND REAL ESTATE SERVICESJul 2026$279,000$1383/22,01611.2
3 Burning Sands Lane, Palm Coast, FL 32137Listed by LENNAR REALTY INCJun 2026$304,994$2063/21,484431.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$330,000
Price / Sq Ft$198
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,665
Total Structure Area2,198 sq ft
Acres0.28 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address123 Brunswick Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size12,196.8 sq ft
Parcel Number0711317013002000390

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionIrregular Lot
Patio / PorchFront Porch
FencingFenced
RoofShingle
ConstructionConcrete, Stucco
Road SurfacePaved

Additional Information

Date ListedApril 13, 2026
Days on Market26
Tax Amount$4,107.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAZ REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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