Active·191 days on market
0 W Lakeshore Drive
Starke, FL 32091
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Starke
Experience the ultimate Florida lakefront lifestyle on this cleared waterfront lot (Lot 24) on the shores of Crosby Lake. Located in the highly desirable Lakewood subdivision in Starke, this property is the perfect spot to build a custom home in a peaceful, established community known for its low turnover and natural beauty. Key features: Generous water Frontage: offering151 feet of water frontage, come build a private dock and enjoy panoramic sunset views. Build-Ready: This lot has been well maintained, professionally bush-hogged, and cleared of remaining tree stumps to ensure a seamless construction process for your custom home. Fisherman's Paradise: Crosby Lake is a premier spot for largemouth bass fishing. Community Amenities: Access to a private boat ramp where sightings of local wildlife are a daily. Location: While offering a private feel, you are a short drive to town for shopping and dining. The by-pass is even closer making trips to Jacksonville and Gainesville a breeze.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,326 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 3, 2026Price change$98,000−$11,000
- Apr 8, 2026Listed$109,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 316 Lakeshore Drive, Starke, FL 32091Listed by MOMENTUM REALTY | May 2025 | $100,000 | — | 0/0 | — | 24 | 0.2 |
| Tbd SW 155th Street Street, Starke, FL 32091Listed by CW REALTY | Aug 2025 | $62,000 | — | 0/0 | — | 6 | 0.8 |
| Tbd NW CR 229 County Road, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Feb 2026 | $107,500 | — | 0/0 | — | 57 | 1.4 |
| 6457 Cabana, Starke, FL 32091Listed by WATSON REALTY CORP | Dec 2025 | $220,000 | — | 0/0 | — | 109 | 1.6 |
| 0000 W Weldon Street, Starke, FL 32091Listed by THORNTON & CO REALTY INC | Aug 2025 | $150,000 | — | 0/0 | — | 58 | 2 |
| Tbd NW County Rd 229, Starke, FL 32091Listed by CW REALTY | Sep 2025 | $50,000 | — | 0/0 | — | 170 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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