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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·197 days on market

0 W Lakeshore Drive

Starke, FL 32091

$98,000MLS# 2138998
↓ $11,000 below original list
0.69
Acres
30,056
Lot Sq Ft
—
Dimensions
Yes
Waterfront
—
Zoning
Septic
Sewer
FEMA Zone AEHOA $10/mo0.69 acresWaterfrontUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Starke

Experience the ultimate Florida lakefront lifestyle on this cleared waterfront lot (Lot 24) on the shores of Crosby Lake. Located in the highly desirable Lakewood subdivision in Starke, this property is the perfect spot to build a custom home in a peaceful, established community known for its low turnover and natural beauty. Key features: Generous water Frontage: offering151 feet of water frontage, come build a private dock and enjoy panoramic sunset views. Build-Ready: This lot has been well maintained, professionally bush-hogged, and cleared of remaining tree stumps to ensure a seamless construction process for your custom home. Fisherman's Paradise: Crosby Lake is a premier spot for largemouth bass fishing. Community Amenities: Access to a private boat ramp where sightings of local wildlife are a daily. Location: While offering a private feel, you are a short drive to town for shopping and dining. The by-pass is even closer making trips to Jacksonville and Gainesville a breeze.

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

HOAbilled annually$10
Estimated total, taxes and HOA$10/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 3, 2026Price change$98,000−$11,000
  • Apr 8, 2026Listed$109,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$98,000
Acres0.69 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontYes

School Information

ElementaryStarke
MiddleBradford
HighBradford

Community Information

Address0 W Lakeshore Drive, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionLakewood Unit 1
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size30,056.4 sq ft
Parcel Number00804002400
ZoningSingle Family

Amenities

AmenitiesBoat Dock, Boat Launch
UtilitiesWater Available
SewerSeptic Tank
Water SourcePublic
ViewLake
Waterfront TypeLake Front

Exterior

Lot DescriptionCleared

Additional Information

Date ListedApril 8, 2026
Days on Market188
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines