$224,999Sold3 bd · 2 ba · 1,828 sq ft
Sold·Closed Nov 6, 2026·170 days on market
161 SW Jasmine Avenue
Keystone Heights, FL 32656
About this home
Keystone Heights
Discover this unique corner lot home tucked within the city limits of Keystone Heights. Thoughtfully upgraded throughout, this 3 bedroom, 2 bath residence features a desirable split floor plan, a gourmet kitchen, a dedicated laundry room, and a rear entry one car garage with an additional carport. Both the front and rear screened porches create generous outdoor living spaces, complemented by a mudroom, sauna, and outdoor shower for an added touch of relaxation. The expansive, fully fenced backyard offers a peaceful retreat with plenty of room to entertain, complete with a storage shed for convenience. Enjoy the ease of being within walking distance of downtown, local schools, shopping, restaurants, and nearby walking and biking trails--everything you need just steps from your door.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water · Clay County Utilities
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,429 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 6 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 3 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 6 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $252,750 | $155,768 | — |
| 2024 | $249,521 | $150,389 | — |
| 2023 | $220,677 | $144,262 | — |
| 2022 | $198,313 | $142,813 | — |
| 2021 | $90,682 | $25,000 | — |
| 2020 | $86,309 | $25,000 | — |
2025 property taxes (current owner): $3,434/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 7, 2026Closed$250,000
- Nov 6, 2026Pending$250,000
- Sep 24, 2026Active Under Contract$250,000
- Sep 12, 2026Price change$250,000−$15,000
- Aug 2, 2026Price change$265,000−$20,000
- Jul 15, 2026Price change$285,000−$14,000
- Apr 7, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $123/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 635 SW Cardinal Drive, Keystone Heights, FL 32656Listed by CW REALTY | Jul 2026 | $272,500 | $195 | 3/2 | 1,398 | 6 | 0.2 |
| 420 Palmetto Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $275,000 | $163 | 2/2 | 1,686 | 99 | 0.3 |
| 475 SW Nightingale Street, Keystone Heights, FL 32656Listed by TREVOR WATERS REALTY, INC. | Oct 2026 | $185,000 | $136 | 3/1.5 | 1,360 | 46 | 0.5 |
| 7465 Donald Street, Keystone Heights, FL 32656Listed by EXIT INSPIRED REAL ESTATE | Aug 2026 | $300,000 | $231 | 3/2 | 1,301 | 92 | 0.7 |
| 7480 Paradise Lake Drive, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTY | Jul 2026 | $322,000 | $184 | 4/2 | 1,752 | 148 | 0.9 |
| 628 Bethel Drive, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INC | Jun 2026 | $479,900 | $203 | 4/2 | 2,362 | 1 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HATCH REALTY SERVICES
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines