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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 5, 2026·40 days on market

209 Beach Drive

Florahome, FL 32140

$415,000sold priceListed at $440,000 · 94.3% of asking$218/sqftMLS# 2137056
3
Beds
2.5
Baths
1,904
Sq Ft
2001
Built
2
Garage
No
Pool
No HOA0.71 acresWaterfrontSingle Family Residence2 stories

About this home

Florahome

Welcome to lake life done right on a crystal-clear spring-fed lake! Georges Lake! This beautifully maintained 3-bedroom, 2.5-bath home is built for making memories -- whether you're hosting a weekend crowd or settling in for full-time waterfront living. With a BRAND NEW ROOF, you'll enjoy peace of mind along with breathtaking views. Inside, the spacious layout comfortably sleeps up to 10 guests, thanks to oversized closets cleverly designed with additional beds -- perfect for kids, cousins, and last-minute visitors. The home flows effortlessly from gathering spaces to private retreats, offering room for everyone to relax. Ready for some fun? Head to the game room featuring a pool table, where lake days turn into unforgettable nights. Outside, the detached garage provides all the storage you need for lake toys, fishing gear, paddleboards, and more -- this home has the space for it all! Lake days are calling!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Estimated total, before insurance$2,299/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,604/yr · $550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Insurance (est.): $277
Estimated Total Monthly
$2,575
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,426 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,604/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 Rainbow Drive, Florahome, FL 32140Listed by MILLER REAL ESTATE, INCJun 2026$253,000$1394/21,824530.1
567 W Hillsborough Avenue, Florahome, FL 32140Listed by DUAL STATE REAL ESTATE INCJul 2026$435,000$2703/21,6101610.9
128 Santa Rosa Street, Florahome, FL 32140Listed by UNITED REAL ESTATE GALLERYAug 2026$409,000$2164/21,896821.1
111 Holly Drive, Florahome, FL 32140Listed by MOMENTUM REALTYJul 2026$269,900$1463/2.51,848801.1
212 Lake Drive, Florahome, FL 32140Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2025$425,000$2503/21,698461.2
118 Lariat Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$208,000$1144/21,8201362

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$231
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,904
Acres0.71 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address209 Beach Drive, Florahome, FL 32140
Area576-Georges Lake
SubdivisionGeorges Lake
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size30,927.6 sq ft
Parcel Number180825511090710050

Amenities

UtilitiesElectricity Connected, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingDetached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Wrap Around
FencingFenced
RoofShingle
ConstructionWood Siding

Additional Information

Date ListedMarch 27, 2026
Days on Market40
Tax Amount$6,603.59
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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