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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pine Island, Jacksonville a gated community home in Jacksonville.

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Active

Active·163 days on market·Seven Pine Island

14114 Pine Island Drive

Jacksonville, FL 32224

$1,249,900$468/sqftEst. $6,619/moMLS# 2136296
$30,000 below original list
3
Beds
3.5
Baths
2,673
Sq Ft
2010
Built
2
Garage
No
Pool
FEMA Zone AEHOA $188/mo0.88 acresSingle Family Residence1 story

About this home

Seven Pine Island

Experience luxury coastal living in this custom-built home with breathtaking Intracoastal Waterway views. Built in 2010 with durable concrete-filled block construction, this move-in-ready residence offers quality craftsmanship, modern design, and exceptional value. The open floor plan features soaring 12-foot ceilings, elegant 8-foot doors, and abundant natural light, creating a spacious, inviting atmosphere. Recent upgrades and renovations provide a fresh, contemporary feel. Situated on an oversized waterfront lot with a boat slip and plenty of room for a pool, this property is perfect for entertaining or relaxing while enjoying spectacular sunsets and passing boats. Ideal as a primary residence, vacation home, or investment property, this rare waterfront gem combines premium construction, modern finishes, and an unbeatable location. If you're searching for a luxury home with Intracoastal views, an open floor plan, high ceilings, and room for a pool, this is a must-see.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$6,619
Property taxesest. at asking price, Duval County$2,041
HOAbilled semi-annually$188
Estimated total, before insurance$8,847/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,189/yr · $599/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,249,900
$249,980
Loan Term
Monthly Payment
$6,619
Principal & Interest: $6,619
Property taxes (est.): $2,041
Insurance (est.): $833
Estimated Total Monthly
$9,493
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,826 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$753,525$372,702
2024$726,522$361,350 $155
2023$751,600$349,224 $50,000
2022$679,039$341,951
2021$554,985$330,521 $2,149
2020$540,108$325,261

2025 property taxes (current owner): $7,189/yr

Estimated taxes if purchased at asking price: ~$24,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 30, 2026Price change$1,249,900$30,000
  • Apr 8, 2026Listed$1,279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,249,900
Price / Sq Ft$468
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,673
Total Structure Area3,995 sq ft
Acres0.88 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address14114 Pine Island Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSeven Pine Island
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size38,332.8 sq ft
Parcel Number1769860510

Amenities

AmenitiesBasketball Court, Boat Dock, Boat Slip, Clubhouse, Gated, Maintenance Grounds, Marina, Pickleball, Tennis Court(s)
Community FeaturesFishing, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePrivate, Well
ParkingAttached, Circular Driveway, Garage
ViewMarina, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Exterior FeaturesBoat Slip, Dock, Impact Windows
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBlock, Concrete
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 8, 2026
Days on Market144
HOA Fees$1,125 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$7,189.33
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOMEDAY HOMES REALTY, LLC. · steven@somedayhomes.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pine Island

Seven Pine Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pine Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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