Sold·Closed Jul 22, 2026·81 days on market
10 Patchogue Lane
Palm Coast, FL 32164
About this home
Palm Coast
Welcome home to this beautifully maintained, move-in-ready 4-bedroom, 2-bath retreat offering comfort, space, and privacy. A thoughtfully designed split floorplan provides ideal separation for everyday living. The spacious kitchen features abundant cabinetry to meet all your culinary needs and opens to a charming breakfast nook--perfect for enjoying your morning coffee while overlooking the expansive backyard. The inviting living room is centered around a cozy fireplace, creating the perfect setting for relaxing evenings. The primary suite offers a large walk-in closet, an oversized shower, and a separate soaking tub. Generous secondary bedrooms provide flexibility for guests, work, or play. Conveniently located near shopping, dining, and I-95.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,644 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,303/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 23, 2026Closed$275,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $136/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 31 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $349,795 | $176 | 4/2 | 1,986 | 303 | 0.5 |
| 107 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Aug 2026 | $368,220 | $185 | 4/2 | 1,986 | 13 | 0.5 |
| 35 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Oct 2026 | $299,900 | $187 | 3/2 | 1,604 | 161 | 0.6 |
| 52 Pershing Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLC | Sep 2026 | $337,500 | $217 | 3/2 | 1,555 | 428 | 0.6 |
| 105 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Aug 2026 | $299,900 | $167 | 2/2 | 1,799 | 403 | 0.6 |
| 73 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Aug 2026 | $303,185 | $169 | 2/2 | 1,799 | 410 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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