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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active

Active·4 days on market

4274 Studio Park Avenue

Jacksonville, FL 32216

$439,900$159/sqftEst. $2,243/moMLS# 2136067
4
Beds
3
Baths
2,766
Sq Ft
2008
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this stunning end-unit, three-story townhouse in the heart of Jacksonville's desirable Southside! This beautifully maintained home offers 3 spacious bedrooms and 3.5 baths, combining thoughtful design with upscale finishes and a designer-inspired vibe throughout. Step inside to an impressive entryway that sets the tone for the rest of the home. You'll immediately notice the hardwood flooring, soaring vaulted ceilings, and a warm, inviting fireplace accented with custom wall treatments--perfect for cozy evenings or entertaining guests in style. The gourmet kitchen is a true centerpiece, featuring a large island, granite countertops, stainless steel appliances, and a comfortable eat-in kitchen area, offering plenty of space for both everyday living and hosting. Just off the kitchen, the formal dining room shines with a beautiful chandelier and easily accommodates a large table--ideal for memorable gatherings.

Cost to own

Mortgage calculator

$439,900
$87,980
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,254
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,243
Property taxesest. at asking price, Duval County$718
HOAbilled monthly$445
Estimated total, before insurance$3,406/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,917/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$375,025$248,537 $14,162
2024$362,648$240,826
2023$377,633$232,356
2022$354,117$224,133
2021$289,004$216,149
2020$275,536$212,475

2025 property taxes (current owner): $4,917/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 21, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,900
Price / Sq Ft$159
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,766
Acres0.08 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4274 Studio Park Avenue, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMidtowne
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size3,484.8 sq ft
Parcel Number1525755110
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Trash
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Gated, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
LaundryIn Unit, Upper Level
SecurityFire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Patio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 1, 2026
Days on Market134
HOA Fees$445 / Monthly
HOA FrequencyMonthly
Tax Amount$4,917.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ASSIST2SELL FULL SERVICE REALTY LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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