Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·45 days on market

4242 Studio Park Avenue

Jacksonville, FL 32216

$404,500$146/sqftEst. $2,101/moMLS# 2157258

Beds

Baths

2,766

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

UP TO $15,000 IN SELLER CREDITS! Lowest price/sq ft in Midtowne! This massive 2,766 sq ft, 3-story floor plan is vacant & easy to tour. Perfect for multigenerational or blended families, the layout features TWO complete primary suites with attached full baths, hardwood floors, a cozy fireplace, a back patio, and a balcony. Cook in the spacious kitchen with a giant granite prep island! Dual A/C units keep all three floors cool, and the 2-car garage has a Tesla EV charger. Choose how to use your $15K credit at closing: (Use any combo allowed by Lender) BUY DOWN YOUR RATE: Potentially save $510/mo. in Year 1! FREE NEW CARPET: Seller will set aside $3,500 at closing to pay your flooring contractor directly. ZERO CLOSING COSTS: Wipe out your upfront lender fees entirely to keep your personal savings safe in the bank. Unbeatable size and value!

Cost to own

Mortgage calculator

Home Price

$404,500

Down Payment: 20%

$80,900

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,101

Principal & Interest: $2,101

Property taxes (est.): $661

Insurance (est.): $270

Estimated Total Monthly

$3,031

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,101

Property taxesest. at asking price, Duval County$660

HOAbilled monthly$445

Estimated total, before insurance$3,207/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 24, 2026Price change$404,500−$500
Jul 27, 2026Listed$405,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$404,500

Price / Sq Ft$146

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,766

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address4242 Studio Park Avenue, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionMidtowne

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Parcel Number1525755132

ZoningResidential

Amenities

AmenitiesPool, Fitness Center, Gated, Maintenance Grounds

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Guest

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Multi Units, Split System

FlooringCarpet, Laminate, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)