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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 5, 2026·48 days on market

265 Crestview Drive

Palatka, FL 32177

$442,500sold priceListed at $455,000 · 97.3% of asking$195/sqftMLS# 2135810
4
Beds
3
Baths
2,272
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $75/mo1.19 acresSingle Family Residence1 storyNew construction

About this home

Palatka

Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful lot just over an acre, this move in ready, new construction home offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgettable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,451
HOAbilled monthly$75
Estimated total, before insurance$2,526/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$442,500
$88,500
Loan Term
Monthly Payment
$2,451
Principal & Interest: $2,451
Insurance (est.): $295
Estimated Total Monthly
$2,746
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $482/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
341 Alabama Avenue, Palatka, FL 32177Listed by BEACH STATE REALTYMay 2026$315,000$1864/31,6961290.1
171 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJul 2026$455,000$2004/32,272290.2
247 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJun 2026$460,000$1994/32,315440.2
104 W Flamingo Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCFeb 2026$290,000$1493/21,9512180.2
137 Crestview Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYNov 2025$525,300$1894/4.52,784290.2
135 Underwood Drive, Palatka, FL 32177Listed by IHEART REALTY INCAug 2025$290,000$1344/22,164730.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$455,000
Price / Sq Ft$200
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,272
Acres1.19 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address265 Crestview Drive, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionBlair Estates
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size51,836.4 sq ft
Parcel Number111026059100000060

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionAgricultural, Cleared

Additional Information

Date ListedMarch 20, 2026
Days on Market48
HOA Fees$75 / Monthly
HOA FrequencyMonthly
Tax Amount$481.53
Tax Year2025
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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