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Sold·Closed May 5, 2026·8 days on market

7292 Skidmore Street

Keystone Heights, FL 32656

$99,900sold priceListed at $99,900 · 100% of asking$94/sqftMLS# 2135180
3
Beds
2
Baths
1,064
Sq Ft
1994
Built
—
Garage
No
Pool
No HOA16,553 sqft lotMobile Home1 story

About this home

Keystone Heights

Well-maintained 3-bedroom, 2-bath home situated on a .37-acre corner lot with paved road frontage. This property offers a practical layout with comfortable living spaces and plenty of room to enjoy both inside and out. The spacious yard provides opportunities for outdoor living, gardening, or future improvements. Major updates include brand new central heat and air, along with a new well and septic system installed in 2025, offering peace of mind for years to come. Conveniently located with easy access via paved roads, this home offers the perfect blend of space and accessibility. A great opportunity for buyers looking for a solid home on a generously sized lot.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$553
Property taxesest. at asking price, Clay County$153
Estimated total, before insurance$706/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,540/yr · $128/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$99,900
$19,980
Loan Term
Monthly Payment
$553
Principal & Interest: $553
Property taxes (est.): $153
Insurance (est.): $67
Estimated Total Monthly
$773
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,370 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,540/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 17, 2026Listed$99,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $94/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6319 Bucknell Avenue, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INCMay 2026$55,000$701/1784490.1
6336 Bucknell Avenue, Keystone Heights, FL 32656Listed by RAYTOWN HOMES & REALTY PLLCFeb 2026$50,000$433/21,152380.1
7465 Donald Street, Keystone Heights, FL 32656Listed by EXIT INSPIRED REAL ESTATEAug 2026$300,000$2313/21,301920.6
6771 Linwood Drive, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYSep 2026$275,000$2162/21,27440.8
6202 Furman Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$275,000$2223/21,2403841
345 Orchid Avenue, Keystone Heights, FL 32656Listed by EXP REALTY LLCJul 2025$280,000$2063/21,36241.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$99,900
Price / Sq Ft$94
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,064
Acres0.38 acres
Year Built1994
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7292 Skidmore Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionHighridge Estates
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size16,552.8 sq ft
Parcel Number20082300308900000
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1

Exterior

RoofMetal

Additional Information

Date ListedMarch 17, 2026
Days on Market8
Tax Amount$1,539.73
Tax Year2025
Listing TermsCash, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TEAM FLORIDA REALTY SERVICES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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