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Sold

Sold·Closed May 4, 2026·50 days on market

2246 Botany Street

Middleburg, FL 32068

$285,000sold priceListed at $285,000 · 100% of asking$235/sqftMLS# 2135025
3
Beds
2
Baths
1,212
Sq Ft
1987
Built
2
Garage
No
Pool
No HOA11,326 sqft lotSingle Family Residence1 story

About this home

Middleburg

NO CDD and NO HOA! Beautifully renovated ranch home featuring an open floor plan designed for comfortable living and easy entertaining. The home has been freshly painted and offers NO carpet anywhere, creating a clean, modern feel throughout. Recent updates include a new Shark coating on both the patio and garage floor, new rear vinyl fencing, and new gutters. The spacious backyard is fully fenced and features fruit-producing banana trees, a large storage shed, and a screened rear lanai, perfect for relaxing or hosting guests. The roof and water heater were replaced in 2017, and the home includes a 4-year-old HVAC system. A water softening system remains with the property, and the home also has a transferable termite bond. The landscaping adds charm with a pink crape myrtle in the front yard and a white crape myrtle in the backyard, creating beautiful seasonal color. Nearby Fleming Island Town Center offers shopping, entertainment, and dining options. Zoned for A-rated schools!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
Estimated total, before insurance$2,015/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,216/yr · $185/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,216/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 15, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2420 Cashmere Court, Middleburg, FL 32068Listed by ERA ONETEAM REALTYSep 2026$300,000$2163/21,39040.1
2454 Ambrosia Drive, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSJul 2026$192,000$1283/21,496140.1
2410 Cashmere Court, Middleburg, FL 32068Listed by HARRIS REAL ESTATEJun 2026$230,000$1773/21,302530.1
2277 Felucca Drive, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATEJun 2026$220,000$2043/21,076180.1
1945 Breckenridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSAug 2026$285,000$1844/21,54830.3
2704 Ian Court, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLCAug 2026$285,000$2024/21,41460.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$235
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,212
Acres0.26 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySwimming Pen Creek
MiddleLakeside

Community Information

Address2246 Botany Street, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionOrange Park South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size11,325.6 sq ft
Parcel Number41052600882300128

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 15, 2026
Days on Market50
Tax Amount$2,215.51
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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